At SinceraOne.com, we are committed to providing transparent, competitive, and value-driven pricing for all our services, including Mutual Funds, Insurance, and Tax Services. This policy outlines the pricing structure and related terms to help our customers make informed decisions.
1. Mutual Fund Services
- Account Opening Fees: ₹0 (Free Account Setup).
- Transaction Charges:
- Direct Plans: ₹0 (No additional charges).
- Regular Plans: Commission as per AMFI guidelines, embedded within the expense ratio.
- Incidental Advisory Fees:
- Basic Consultation: ₹500 per session (30 minutes).
- Customized Portfolio Planning: Starting at ₹2,500 per year.
- Exit Load: As applicable by respective Asset Management Companies (AMCs).
- Additional Charges: No hidden charges; charges are disclosed upfront during transactions.
2. Insurance Services
- Life Insurance Policies:
- Policy Premium: As per the insurer’s terms.
- Advisory Charges: ₹500 per session (optional).
- Health Insurance Policies:
- Premium Pricing: Directly from insurers; no additional charges.
- Claim Assistance: ₹1,000 per claim assistance request.
- General Insurance (e.g., motor, travel):
- Premium Rates: Directly from insurers.
- Assistance Charges: ₹500 per consultation.
3. Tax Services
- Income Tax Return Filing:
- Salaried Individuals: Starting at ₹499.
- Business/Professional Income: Starting at ₹2,499.
- Capital Gains Tax Filings: Starting at ₹1,999.
- GST Services:
- Registration: ₹2,500.
- Monthly Filing: ₹999 per filing.
- Tax Planning Advisory: Starting at ₹1,000 per session.
- Other Services: Pricing for specialized tax consultations is shared based on requirements.
4. Payment Terms
- All payments must be made in advance before availing of any service.
- We accept payments via UPI, Net Banking, Credit/Debit Cards, and Wallets.
- GST, as applicable, will be added to the above prices.
5. Refund and Cancellation Policy
- Mutual Fund Services: Fees for consultations are non-refundable once services are rendered.
- Insurance Services: Policy premiums are governed by the respective insurer’s refund policies. Advisory charges are non-refundable.
- Tax Services: Refunds will not be provided once the filing process has begun.
6. Discounts and Offers
- Periodic discounts may be offered for bundled services.
- Referral discounts are available details to be provided on request.
7. Disclaimer
Our pricing reflects service charges and does not guarantee specific financial outcomes. Customers are encouraged to consult independent financial advisors if needed.
For any pricing-related queries, please contact our Customer Support Team at:
📧 support@sinceraone.com
📞 +91-6364111132
This policy is effective as of 01 January 2025 and is subject to periodic revisions based on business and regulatory updates.