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NSE Holidays 2025: Full List of Stock Market Non-Trading Days

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Planning your investments and trades around the NSE holidays in 2025 is essential for every trader and investor. The National Stock Exchange (NSE) observes several holidays throughout the year when trading is suspended across equity, derivatives, and SLB segments. These holidays align with major national, cultural, and religious events in India. Whether you’re a day […]

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Is Term + Health Insurance Enough? A Comparative Analysis with Life Insurance in India

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Introduction For many Indians, insurance plays a pivotal role in safeguarding family finances. A common belief is that a combination of term insurance (pure risk cover) and comprehensive health insurance is sufficient. This premise assumes that once medical expenses and untimely death are covered, there’s no need for traditional life insurance plans with savings components.

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What is IRDAI? A Complete Guide to India’s Insurance Regulator

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The Insurance Regulatory and Development Authority of India (IRDAI) is the main body that oversees the insurance sector in India. If you’re searching for “IRDAI full form” or “what is IRDAI,” it stands for Insurance Regulatory and Development Authority of India. Established to protect policyholders and grow the insurance market, IRDAI plays a key role

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You should know these ratios before buying insurance

Leave a Comment / Health Insurance, Insurance /

1. Claim Settlement Ratio (CSR) Definition: CSR is the percentage of insurance claims settled by an insurer compared to the total claims received during a financial year. Impact: A higher ratio (above 95% is preferred by IRDAI) indicates reliability in claim payouts, boosting customer trust and improving market reputation. 2. Incurred Claims Ratio (ICR) Definition:

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A stethoscope and pen resting on a medical report in a healthcare setting.

How to choose from trending Health Insurance Companies in India

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In this article, we cover the top 5 trending insurance companies, their websites, customer-centric highlights, and crucial ratios to help you make an informed decision. Health insurance in India is witnessing rapid growth, driven by increasing awareness about medical expenses. 1. Star Health and Allied Insurance Company Website: www.starhealth.in Summary:Star Health is India’s first standalone

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