India has just rolled out GST 2.0, its most sweeping Goods and Services Tax overhaul since 2017. The 56th GST Council meeting approved a simpler two-slab structure—5% and 18%—plus a special 40% “de-merit” rate for a narrow set of luxury and sin goods. Most changes kick in September 22, 2025 (Navratri Day 1). Tobacco and […]
GST 2.0: What India’s New GST Slabs Mean for Your Daily Basket and Long Game Read More »
Starting a systematic investment plan (SIP) of just ₹3,083 every month, compounded at 15% annually over 25 years, can grow into a corpus of ₹1 crore. This article breaks down the math, illustrates milestone checkpoints, and offers practical tips to stay on track. The Magic of Compounding Investing small sums regularly taps into the exponential
How ₹3,000/Month Could Make Your Child a Crorepati Read More »
The Indian government’s proposal to slash GST on health insurance premiums from 18% to 5% (or zero) isn’t just a tax tweak—it’s a lifeline for millions. With medical inflation soaring at 14% annually (IRDAI 2024) and only 35% of Indians covered by health policies, this reform could redefine financial security for families. Here’s how: 1.
How GST Cuts on Health Insurance Will Transform India Read More »
Imagine walking into a store to buy a raincoat. You ask for something that protects you from the rain. The salesperson hands you a fancy jacket that looks great but barely repels water. It’s expensive, hard to return, and comes with a bunch of hidden charges. You walk out thinking you’ve bought protection—but what you
Insurance policies posing as investment, is it right? Read More »
Specialised Investment Funds (SIFs) are SEBI’s latest innovation in the Indian investment landscape, effective April 1, 2025. They aim to bridge the gap between traditional mutual funds and Portfolio Management Services (PMS) by offering greater strategy flexibility while retaining the benefits of mutual funds regulatory transparency. Framework of SIFs Risk Profile of SIFs SIFs are
