Starting a systematic investment plan (SIP) of just ₹3,083 every month, compounded at 15% annually over 25 years, can grow into a corpus of ₹1 crore. This article breaks down the math, illustrates milestone checkpoints, and offers practical tips to stay on track. The Magic of Compounding Investing small sums regularly taps into the exponential […]
How ₹3,000/Month Could Make Your Child a Crorepati Read More »
Imagine walking into a store to buy a raincoat. You ask for something that protects you from the rain. The salesperson hands you a fancy jacket that looks great but barely repels water. It’s expensive, hard to return, and comes with a bunch of hidden charges. You walk out thinking you’ve bought protection—but what you
Insurance policies posing as investment, is it right? Read More »
Specialised Investment Funds (SIFs) are SEBI’s latest innovation in the Indian investment landscape, effective April 1, 2025. They aim to bridge the gap between traditional mutual funds and Portfolio Management Services (PMS) by offering greater strategy flexibility while retaining the benefits of mutual funds regulatory transparency. Framework of SIFs Risk Profile of SIFs SIFs are
In today’s evolving investment landscape, investors have more sophisticated options than ever before. Among the most talked‑about are Specialised Investment Funds (SIFs), Mutual Funds (MFs), and Portfolio Management Services (PMS). Let’s check how these products compare with each other in below table. SIF vs Mutual Funds vs PMS Feature Specialised Investment Funds (SIF) Mutual Funds
Key differences between SIF, Mutual fund and PMS Read More »
A mutual fund in India pools money from many investors to buy a diversified mix of stocks, bonds, and other securities. Regulated by SEBI and guided by AMFI, mutual funds let you invest in markets with professional management—even if you lack the time or expertise to pick individual stocks. From UTI’s pioneering schemes to modern
