\ Research - sinceraone.com

Research

showing how insurance companies are encroaching into mutual fund territory if investments

Insurance policies posing as investment, is it right?

Imagine walking into a store to buy a raincoat. You ask for something that protects you from the rain. The salesperson hands you a fancy jacket that looks great but barely repels water. It’s expensive, hard to return, and comes with a bunch of hidden charges. You walk out thinking you’ve bought protection—but what you

Insurance policies posing as investment, is it right? Read More »

Specialised Investment Funds (SIF) in India

Specialised Investment Funds (SIFs) are SEBI’s latest innovation in the Indian investment landscape, effective April 1, 2025. They aim to bridge the gap between traditional mutual funds and Portfolio Management Services (PMS) by offering greater strategy flexibility while retaining the benefits of mutual funds regulatory transparency. Framework of SIFs Risk Profile of SIFs SIFs are

Specialised Investment Funds (SIF) in India Read More »

Key differences between SIF, Mutual fund and PMS

In today’s evolving investment landscape, investors have more sophisticated options than ever before. Among the most talked‑about are Specialised Investment Funds (SIFs), Mutual Funds (MFs), and Portfolio Management Services (PMS). Let’s check how these products compare with each other in below table. SIF vs Mutual Funds vs PMS Feature Specialised Investment Funds (SIF) Mutual Funds

Key differences between SIF, Mutual fund and PMS Read More »